Table Rock Lake

Table Rock Lake is an Ozark lake resort short-term rental market with year-round cabin demand, well suited to physician investors seeking vacation-rental income. Properties average about $175 per night at 58% occupancy — roughly $102 RevPAR and around $3,060 in monthly revenue — against a purchase price near $285,000, producing a ~2.9% cap rate and 22.6× gross rent multiplier. Year-round cabin and lake-resort demand supports steady occupancy at an accessible price, though moderate short-term-rental regulations mean buyers should verify local short-term-rental rules before closing. It's a proven Ozark STR play for doctors wanting recreation-driven cash flow at a modest entry point.

Market Analysis

Why physicians are looking at Table Rock Lake

Table Rock Lake is an Ozark lake resort with a demand pattern many vacation markets envy: year-round cabin appeal. Summer brings the boating and swimming crowd, but the row's thesis — cabin demand that runs through the calendar — is what separates a lake market you can underwrite from one you merely hope about. For physician investors, that steadier booking curve is the core of the case at a $285,000 entry.

The numbers, interpreted

The row shows roughly $175/night ADR at 58% occupancy — about $102 RevPAR and $3,060 in estimated monthly gross revenue — against a $285,000 basis, a 22.6× GRM and ~2.9% cap rate. Read the vitals together rather than fixating on any one: ADR, occupancy, and RevPAR form the market's chart, and here they describe solid mid-tier hospitality economics — stronger occupancy than the state's emerging outdoor plays, below its boutique leader. Compare Hot Springs, which posts similar ~$101 RevPAR at a $255,000 basis, and Eureka Springs, where boutique positioning pushes revenue to ~$4,388/month. Table Rock Lake sits between them: recreation-driven income with a real off-season floor.

Costs and rules to underwrite

Arkansas's 0.62% property-tax rate keeps a $285,000 property near $1,770/yr. The row lists Moderate Regs, so verify local short-term-rental rules before you close — lakefront communities can layer HOA and county requirements on top of municipal ones, and dock or shoreline rules deserve their own check. Underwrite as a hospitality business: the $3,060/month is gross, and management, cleaning, and furnishing costs all run higher for cabins than for city condos.

Building your local team in Table Rock Lake

Remote lake-market ownership works only as well as the team running it — that will make or break the investment long before market conditions do. You want professional STR management with proven lake-market experience, a realtor who understands which coves and access points actually book, and furnishing capital budgeted up front. When guests compare cabins side by side, themed properties and standout amenities tip the decision — the hot tub, the fire pit, the lake-view deck that photographs like a postcard out-earn commodity units season after season. Dr Home Investor introduces you to vetted local team members — including a Realtor match with boots on the ground at the lake — so you skip the blind Google search and the wasted weekends it produces.

Bottom line

Table Rock Lake pairs a $285,000 entry with ~$3,060/month in gross STR potential and a year-round cabin demand base — a steady middle path in the Arkansas vacation set. The disciplines are the usual two: verify short-term-rental rules before closing, and model net revenue honestly at 58% occupancy. For physicians wanting recreation-driven income without boutique-market pricing, it fits. Explore other Arkansas markets for the alternatives. If you're financing on projected revenue rather than W-2 paperwork, see how DSCR loans for physicians handle short-term rentals.

Frequently Asked Questions

Is Table Rock Lake a good short-term rental market for physician investors?

Yes, as a steady mid-tier play. Roughly $175/night at 58% occupancy yields about $3,060/month gross on a $285,000 basis, with year-round cabin demand smoothing the seasonal curve.

How much does a short-term rental cost at Table Rock Lake?

Around $285,000, with gross revenue potential near $3,060/month at about $102 RevPAR. Budget additional furnishing capital — cabin guests book on photos and amenities.

What do short-term rentals earn at Table Rock Lake?

The row shows ~$175/night ADR at 58% occupancy — roughly $3,060/month gross. Net income lands lower after management, cleaning, and platform fees, so underwrite it like a small hospitality business.

Are short-term rentals allowed at Table Rock Lake?

Regulations are moderate, so verify local short-term-rental rules before closing — and check HOA, county, and shoreline requirements for the specific property, which can differ cove to cove.

What is the biggest underwriting risk at Table Rock Lake?

Gross-versus-net drift. The ~$3,060/month is before expenses, and lake cabins carry higher cleaning, maintenance, and furnishing costs than urban units — at a ~2.9% cap rate, sloppy expense assumptions erase the margin.

Investment Snapshot

Median Home Value

$285,000.00

Single family

Monthly rent

$1,050.00

Market Average

Gross rent mult.

22.6x

Lower = Better

Est. cap rate

~2.9%

Gross estimate

Property tax rate

0.62%

State average

Rental Strategy Performance

Monthly rent

$1,050.00

Est Market Average

Annual gross rent
$12,600
Pre-expense

Gross rent mult.

22.6x

Lower = Better

Est. cap rate

~2.9%

Before financing

Cash Flow Calculator

Purchase Price$285,000
Down Payment25%
Interest Rate3.25%
Monthly Rent$1,050
Monthly Cash Flow-$335/mo
Cash-on-Cash Return-5.0%
Total Cash Needed$79,800

Assumes 5% vacancy, 8% property management, 5% capex reserve, and state-average insurance. For illustration only.

All 12

Arkansas

Markets

All figures are estimates based on publicly available market data and are for general research purposes only. Cap rates, rent estimates, and STR performance are market averages and do not guarantee individual property performance. Consult a licensed real estate professional, CPA, or attorney before making investment decisions. Dr Home Investor does not guarantee the accuracy of third-party market data.

Helping physicians build wealth through strategic real estate investing. Vetted, investor-focused Realtors in every market — free to get matched.

© 2024 Physician Property Investor. All rights reserved.

Not investment, legal, or financial advice. Market data sourced from Zillow, AirDNA, and Census Reporter.
Always verify with local data before investing.

Helping physicians build wealth through strategic real estate investing. Vetted, investor-focused Realtors in every market — free to get matched.

© 2024 Physician Property Investor. All rights reserved.

Not investment, legal, or financial advice. Market data sourced from Zillow, AirDNA, and Census Reporter.
Always verify with local data before investing.

Helping physicians build wealth through strategic real estate investing. Vetted, investor-focused Realtors in every market — free to get matched.

© 2024 Physician Property Investor. All rights reserved.

Not investment, legal, or financial advice. Market data sourced from Zillow, AirDNA, and Census Reporter.
Always verify with local data before investing.